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Whisper's Finance is one of eight categories found in Whispers Online Magazine for Women. Here you will find articles about money, employment, marketing and much, much more. Whispers is a monthly publication and has been on-line since March of 1999. We hope you find what you're looking for, and come back often. New issues are available the first of each month.

Donald E. Wetmore Some Time Savers

By Donald E. Wetmore

If these ideas were helpful, you will want to receive your copy of, “Top Five Time Management Mistakes” that keep us from being fully productive on and off the job. It’s free. To get your copy, email your request for “mistakes” to: ctsem@msn.com

Would you like to receive free Timely Time Management Tips on a regular basis to increase your personal productivity and get more out of every day? Sign up now for our free "TIME MANAGEMENT DISCUSSION LIST". Just go to: http://www.topica.com/lists/timemanagement and select "subscribe".

Professional Member-National Speakers Association

Donald Wetmore book link from Whispers Online Magazine for Women
KISS Guide to Organizing Your Life

by Donald Wetmore
Dr. Donald E. Wetmore-Professional Speaker
Productivity Institute-Time Management Seminars
60 Huntington ST. P.O. Box 2126 Shelton, CT 06484
(203) 929-9902 (800) 969-3773
fax: (203) 929-8151
email: ctsem@msn.com
Free Time Management Tips Newsletter:
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In my Time Management seminars which I have conducted for more than 100,000 people from around the globe, I show people how to get more done in less time, with less stress; to help them have more time for the things they want to do in their work and business lives.

If you can recapture a wasted hour here and there and redirect it to a more productive use, you can make great increases in your daily productivity.

Here are five of the techniques I share in our Time Management seminars, each one of which will help you to get at least one more hour out of your day of additional productive time.

1. Maintain Balance. Your life consists of Seven Vital Areas: Health, Family, Financial, Intellectual, Social, Professional, and Spiritual. You will not spend equal amounts of time in each area or time every day in each area. But, if in the long run, you are spending a sufficient quantity and quality of time in each area, then your life will be balanced. But ignore any one of your areas, (never mind two or three!) and you will get out of balance and potentially sabotage your success. Fail to take time now for your health and you will have to take time for illness later on. Ignore your family and then may leave you and cost you a lot of time to re-establish relationships.

2. Get the Power of the Pen. A faint pen has more power than the keenest mind. Get into the habit of writing things to do down using one tool (a Day-Timer, pad of paper, Palm Pilot, etc.) Your mind is best used for the big picture rather than all the details. The details are important, but manage them with the pen. If you want to manage it you have to measure it first. Writing things down helps you to more easily remember all that you need to accomplish.

3. Do Daily Planning. It is said that people do not plan to fail but a lot of people fail to plan. Take the time each night to take control of the most precious resource at your command, the next twenty-four hours. Plan your work and then work your plan each day. Write up a To Do list with all you have to's and all of your want to's for your next day. Without a plan for the day, you can easily get distracted, spending your time serving the loudest voice rather than attending to the most important things for your day that will enhance your productivity.

4. Prioritize It. Your To Do list will have crucial and not crucial items on it. Despite the fact most people want to be productive, when given the choice between crucial and not crucial items, we will most often end up doing the not crucial items. They are generally easier and quicker than crucial items. Prioritize your To Do list each night. Put the #1 next to the most important item on your list. Place the #2 next to the second most important item on your list, etc. Then tackle the items on your list in order of their importance. You may not get everything done on your list, but you will get the most important things done. This is working smarter, not harder, and getting more done in less time.

5. Control Procrastination. The most effective planning in the world does not substitute for doing what needs to be done. We procrastinate and put off important things because we don't sense enough pain for not doing it or enough pleasure to do it. To get going on something you have been putting off, create in your mind enough pain for not doing it or enough pleasure to do it. I prefer the pleasure approach. Take a procrastinated project and turn it into to a game. Work with one thing in front of you at a time so other things won't distract you. ("Out of sight, out of mind.") Break it down to little bite-sized, manageable pieces. Get it started, take the first step and you will likely continue it to completion.


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Time Saving Books

Organizing Book link from Whispers Online Magazine for Women
A Simple Choice : A Practical Guide to Saving Your Time, Money and Sanity

by Deborah Taylor-Hough

The number one complaint of people today is the lack of meaning in their hectic lives. In her second book, A Simple Choice: A practical guide for saving your time, money and sanity, author Deborah Taylor-Hough addresses societal emptiness and the personal search for meaning and purpose.
Organizing Book link from Whispers Online Magazine for Women
Pearls of Garden Wisdom : Time-Saving Tips and Techniques from a Country Home

by Deborah S. Tukua, Vicki West

In Pearls of Garden Wisdom, authors Deborah S. Tukua and Vicki West have collected over 500 gardening tips - for the lawn, the orchard, the flower bed, and more - each designed to yield complete satisfaction from the soil. Here, they combine years of hard-earned experience with invaluable hints they've gathered from farmers and neighbors who live in nearby rural towns. Much of this tried-and-true advice has been passed down through generations of men and women who have worked and lived off the land.
Organizing Book link from Whispers Online Magazine for Women
Economy for Women : The Complete Guide to Saving Time and Money

by Diana Hunter, Dawn Jacobsen (Illustrator), Joseph Pappas (Editor)

"A compact super source for today's busy woman juggling home, family, and career." Sr. Judith Shield, O.P. Barry University "A very fine book -- full of good, solid information for all women: young and old, single and married. Realistic and fun to read." Barbara Ludwig Reference Librarian
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